Hi Peter, As far as I understand, these regulations seem to be just for tournaments:

p.D14- see definition of "tournament"

p.D15- I 1: Introduction  and 1.1 paragraph

At the club level, we warn players to turn their phone off...and we rarely have an issue.  We never discussed applying para. 14 either.

At tournaments, I have been witness to a few  "purses" ringing...and director warning about it...( and by the way, rarely does any culprit go to their purse,.) but I have yet to have been aware of any penalty applied in these case.

I do not read any text that says that if applies to clubs...but with this p.D33, clubs probably could...

Very sensisitive matter in this day and age.!

cheers

Helene